Free tools to help you save on healthcare

No signup. No cost. Instant results.

Check Your Coverage

Find out if you qualify for free or low-cost health insurance. Medicaid, ACA, Medicare, CHIP, and more — screened in 2 minutes.

Check My Eligibility

Takes about 2 minutes

Analyze Your Hospital Bill

80% of hospital bills have errors. Upload yours and we'll flag overcharges, check for financial assistance, and write a dispute letter — free.

Check My Bill

30 seconds · No signup required

100% FreeNo sign-up requiredAvailable in Spanish

Data sourced from

HealthCare.gov

Medicare.gov

Medicaid.gov

CMS.gov

Benefits.gov

SSA.gov

23M+

Americans enrolled through ACA Marketplace in 2026

1 in 3

Americans qualify for financial help with health coverage

Health programs checked with one free screener

Simple Process

How it works

Three steps, two minutes, no catch.

Answer a few questions

Tell us about your household, income, and state. Four short sections, about 2 minutes total.

See your results instantly

We check health programs in real time and show you exactly what you likely qualify for.

Get free help enrolling

Connect with a licensed agent who speaks your language. No cost to you, ever.

Check My Eligibility

5 Programs Checked

Programs we screen for

One quick check covers all major federal and state health coverage programs.

Medicaid

Free health coverage for low-income individuals and families

ACA Marketplace

Subsidized health insurance plans for individuals and families

Medicare

Health coverage for adults 65+ or with qualifying disabilities

Medicare Savings

Help paying Medicare premiums and out-of-pocket costs

CHIP

Free health coverage for children in your household

Check all 5 programs

Find benefits in your state

Health coverage options, income limits, and enrollment info — state by state.

Your privacy is protected

We take the security of your health information seriously.

Shared only with your consent

Your information is only shared with licensed agents if you ask to be connected. We never share with advertisers or data brokers.

Encrypted connection

All data is transmitted over HTTPS. We never collect Social Security numbers, bank information, or medical records.

No account required

Check your eligibility without signing up. Your screener results are not stored unless you request agent help.

Common questions

Is this really free?

Yes, completely. CoveredUSA never charges users. We're funded by licensed insurance agents who pay us only if you choose to connect with them, and only after you enroll.

Do I need to sign up or create an account?

No account, no email, no sign-up required. Answer the questions, see your results. That's it.

What health insurance programs do you check?

We screen for Medicaid, ACA Marketplace plans (including subsidies), Medicare, Medicare Savings Programs, and CHIP for children.

Is CoveredUSA a government website?

No. CoveredUSA is a private company. We are not affiliated with or endorsed by any government agency, including CMS, HHS, or the federal Medicare program.

Will I be pressured to buy something?

No. We show you your eligibility results with no strings attached. If you want help enrolling, we can connect you with a licensed agent, but that's always your choice.

What if I speak Spanish?

Our entire screener is available in Spanish, and we can connect you with Spanish-speaking licensed agents.

Don't leave money on the table.

Millions of Americans qualify for health coverage they don't know about. Find out in 2 minutes — it's free.

Start Free Eligibility Check

No sign-up. No pressure. Just results.