Minnesota's Medicare Advantage market in 2026 is smaller and more expensive than in prior years, shaped by significant carrier exits and premium increases. Blue Cross and Blue Shield of Minnesota, HealthPartners, Medica, and UnitedHealthcare are the four primary carriers serving the market after UCare withdrew entirely, eliminating coverage for roughly 158,000 enrollees who had to find new plans during the 2026 Annual Election Period. The 2026 statewide average monthly premium of approximately $72 is among the highest in the nation, compared to the national MA average of $14 per month, according to CMS data.
Minnesota's Medicare Advantage landscape has always been distinct from most states. The dominant carriers are nonprofits: Blue Cross and Blue Shield of Minnesota, HealthPartners, Medica, and UCare (until its 2026 exit) all operate as nonprofit health plans, which historically supported higher Star Ratings and member satisfaction scores but also contributed to higher premiums. Minnesota's 2026 average Star Rating of 4.0 remains above the national average of approximately 3.8. The state also has a unique dual-eligibility integration program, Minnesota Senior Health Options (MSHO), which combines Medical Assistance (Minnesota's Medicaid program) and Medicare into one coordinated plan for eligible seniors.
Minnesota Medicare Advantage plan availability varies sharply by county. In Hennepin County (Minneapolis) and Ramsey County (St. Paul), enrollees can choose from 20 or more plans across multiple carriers. Rural northern and western counties may have only 5 to 10 plans, with some outstate counties affected by HealthPartners and UnitedHealthcare service-area reductions for 2026. Minnesota seniors enrolled in MA should verify their 2026 plan is still available in their county using the medicare.gov plan-compare tool before the Medicare Advantage Open Enrollment Period closes March 31, 2026.
2026 Medicare Advantage Market Overview in Minnesota
In 2026, Minnesota has 81 Medicare Advantage plans available, with 560,000 beneficiaries enrolled (47% MA penetration). The average monthly premium is $72 and the statewide average Star Rating is 4.0.
Top Medicare Advantage carriers in Minnesota (2026)| Carrier | Plans | Avg Star Rating | Avg Premium |
|---|
| Blue Cross and Blue Shield of Minnesota | 20 | 4.5 | $112/mo |
| UnitedHealthcare | 6 | 4.5 | $42/mo |
| Medica | 14 | 3.5 | $35/mo |
| HealthPartners | 4 | 4.5 | $61/mo |
| Humana | 10 | 4.0 | $55/mo |
| Aetna (CVS Health) | 12 | 4.0 | $48/mo |
| Quartz | 5 | 4.0 | $71/mo |
Source: KFF Medicare Advantage 2026 Spotlight, CMS Medicare Plan Finder Q4 2025 Minnesota data, Star Tribune Minnesota Medicare Advantage coverage October 2025
Plan Types in Minnesota: HMO vs PPO vs SNP
Medicare Advantage plan-type breakdown in Minnesota| Plan Type | Plans Available | Avg Premium | Best For |
|---|
| HMO | 48 | $68/mo | Lower premiums, comfortable using in-network providers in the Twin Cities or your county |
| PPO | 18 | $85/mo | Flexibility to see out-of-network providers; useful for Minnesotans who travel or use Mayo Clinic |
| Special Needs Plan (SNP) | 12 | $0/mo | Dual-eligible (Medical Assistance + Medicare via MSHO), chronic conditions, or institutional care |
| HMO-POS | 3 | $0/mo | Point-of-service HMO with some out-of-network coverage; Medica offers this model for MSHO enrollees |
Minnesota 2026 plan type breakdown from CMS Medicare Plan Finder Q4 2025. HMO plans dominate the Minnesota market. SNP includes MSHO D-SNPs for dual-eligible seniors with Medical Assistance.
Source: CMS Medicare Plan Finder Q4 2025, Minnesota 2026 plan year data
County-Level Variance in Minnesota
Minnesota Medicare Advantage plan availability varies sharply by county in 2026, with the Twin Cities metro counties offering 20 or more plans and many rural outstate counties offering 5 to 12 plans. Premium and carrier choice disparities widened in 2026 after UCare's statewide exit, HealthPartners' withdrawal from 46 counties, and UnitedHealthcare's exit from approximately 45 rural counties.
Plan count and average premium by county in Minnesota| County | Plans Available | Avg Premium |
|---|
| Hennepin County (Minneapolis) | 28 | $62/mo |
| Ramsey County (St. Paul) | 25 | $65/mo |
| Olmsted County (Rochester) | 18 | $71/mo |
| Stearns County (St. Cloud) | 14 | $74/mo |
| Itasca County (Grand Rapids, rural north) | 7 | $88/mo |
| Beltrami County (Bemidji, rural north) | 6 | $92/mo |
Minnesota county plan counts and premiums are estimates from CMS Medicare Plan Finder Q4 2025. Run a personalized search at medicare.gov/plan-compare to see exact plans for your ZIP code.
Source: CMS Medicare Plan Finder Q4 2025, Minnesota county data
What to Look For in a Medicare Advantage Plan in Minnesota
Minnesota Medicare Advantage shopping in 2026 is different from prior years: with UCare gone and several carriers reducing service areas, Minnesotans must verify their plan is still available before assuming continuity of coverage.
- Service-area confirmation. After the 2026 carrier exits and reductions, the first check for any Minnesota enrollee is: does your plan still cover your county? UCare exited entirely; HealthPartners withdrew from 46 outstate counties; UnitedHealthcare pulled back from approximately 45 rural counties. Verify at medicare.gov/plan-compare with your ZIP code.
- Provider network depth. Minnesota has strong regional health systems (M Health Fairview, Allina Health, Essentia Health in northern MN, Mayo Clinic in southeastern MN). Confirm your primary care physician, specialists, and preferred hospital are in-network. Network choices are narrower in 2026 with fewer competing carriers.
- Prescription drug coverage (formulary). Most Minnesota MA plans include Part D drug coverage. The 2026 Part D out-of-pocket cap is $2,100, set by the Inflation Reduction Act signed in August 2022. Check that your specific medications are on the plan's formulary at an affordable tier before enrolling.
- Star Ratings. Minnesota's carrier average of 4.0 stars (2026) is above the national average. Blue Cross and Blue Shield of Minnesota, HealthPartners, and UnitedHealthcare all hold 4.5-star ratings. Plans rated 4 or more stars receive CMS quality bonus payments that fund richer benefits the following year.
- Premium vs. total annual cost. Minnesota's 2026 average premium of $72/mo is above the national MA average of $14/mo. But premium alone is misleading: factor in your expected copays, deductible, Part B premium ($202.90/mo in 2026), and maximum out-of-pocket. Minnesota plans average a MOOP of $5,000 to $6,750 in 2026, depending on carrier and plan type.
- MSHO eligibility (dual-eligible seniors). Minnesota Medical Assistance (Medicaid) and Medicare enrollees can combine both programs through MSHO (Minnesota Senior Health Options), a D-SNP integration available in 12 counties primarily in the Twin Cities metro area. MSHO plans typically carry $0 premiums and no copays for most services.
Key Medicare Dates in Minnesota
Minnesota Medicare and Medicare Advantage have several key enrollment windows in 2026. Minnesotans affected by the 2026 UCare exit may have received a Special Enrollment Period (SEP) to find a new plan, but regular windows apply for everyone else.
- Annual Election Period (AEP): October 15 to December 7, 2026 — Switch between Original Medicare and Medicare Advantage, change MA plans, or change Part D plans. Coverage starts January 1, 2027. This is the primary window Minnesota seniors use to compare and change plans.
- Medicare Advantage Open Enrollment Period (MA OEP): January 1 to March 31, 2026 — If you are already in a Minnesota Medicare Advantage plan, you can switch to a different MA plan or return to Original Medicare. One switch only during this window.
- Initial Enrollment Period (IEP): 7-month window around your 65th birthday — Starts 3 months before your 65th birthday month, includes the birth month, and runs 3 months after. Enroll in Medicare Parts A and B first, then choose MA or Original Medicare with standalone Part D.
- Special Enrollment Periods (SEPs): Varies by qualifying event — Triggered by moving out of your plan's service area, losing employer coverage, qualifying for Minnesota Medical Assistance (dual-eligible), or your plan terminating. Typically a 2-month window. Minnesota's 2026 UCare exit triggered SEPs for affected members.
- 5-Star Special Enrollment Period: December 8, 2026 to November 30, 2027 (if a 5-star plan is available in your county) — If a 5-star Medicare Advantage plan is offered in your Minnesota county, you can switch into it once outside of AEP. Minnesota carriers periodically earn 5-star ratings, triggering this window.
Notable Extras in Minnesota Plans
Minnesota Medicare Advantage offers several state-specific features that distinguish it from other state markets:
- Minnesota Senior Health Options (MSHO): unique dual-eligibility integration: Minnesota's MSHO program integrates Medical Assistance (Minnesota's Medicaid program) and Medicare into a single coordinated plan for seniors 65 and older who qualify for both. MSHO plans carry $0 premiums, $0 medical copays, and $0 hospital costs for enrolled dual-eligible seniors. Available carriers for 2026 MSHO include Blue Cross and Blue Shield of Minnesota (SecureBlue MSHO), HealthPartners, and Medica DUAL Solution. MSHO availability is currently limited to approximately 12 counties concentrated in the Twin Cities metro area. To check eligibility, contact the Minnesota Department of Human Services or call the Senior LinkAge Line at 1-800-333-2433.
- 2026 UCare market exit: 158,000 displaced members: UCare, historically Minnesota's second-largest Medicare Advantage carrier with approximately 26% market share, exited the MA market entirely for 2026. Medica acquired most of UCare's Medicaid and Individual business, but UCare's Medicare Advantage members had to re-enroll in new plans during AEP 2025 (for 2026 coverage) or use Special Enrollment Periods. Displaced UCare members should verify their new 2026 plan covers their providers and formulary. Medica absorbed UCare's MSHO D-SNP enrollees starting January 1, 2026.
- Nonprofit-dominated carrier landscape: Minnesota's Medicare Advantage market is uniquely shaped by nonprofit carriers. Blue Cross and Blue Shield of Minnesota, HealthPartners, Medica, and the former UCare are all nonprofit health plans, in contrast to most states where for-profit nationals dominate. Minnesota's nonprofit carriers historically produced higher Star Ratings and member satisfaction scores. The tradeoff is higher premiums: Minnesota's 2026 average of $72/month is roughly 5 times the national MA average of $14/month. Minnesotans evaluating plans should use the Minnesota Senior LinkAge Line (free counseling at 1-800-333-2433) or contact a licensed local Medicare broker to compare total annual costs.
- Senior LinkAge Line: Minnesota's free Medicare counseling program: Minnesota's SHIP (State Health Insurance Assistance Program) equivalent is the Senior LinkAge Line, operated by the Minnesota Board on Aging. Call 1-800-333-2433 for free, unbiased Medicare counseling from trained volunteers. The Senior LinkAge Line helps Minnesotans compare MA plans, understand the MSHO program, navigate the UCare exit, and identify Extra Help (Low Income Subsidy) eligibility for Part D drug costs. This service is available statewide Monday through Friday during business hours.
Medicare Advantage vs Original Medicare in Minnesota
Minnesota Medicare beneficiaries face a different trade-off than most states when comparing Medicare Advantage to Original Medicare. Original Medicare (Parts A and B) plus a Medigap supplement and standalone Part D drug plan gives you nationwide provider freedom and no prior authorization for most services, but the monthly cost for Medigap plus Part D in Minnesota typically runs $200 to $400 per month. Medicare Advantage plans bundle hospital, medical, and usually drug coverage into one plan, but the 2026 Minnesota average premium of approximately $72 per month is far above the national MA average of $14, making the premium advantage narrower than in states like California or Florida.
Minnesota Medicare Advantage plans set their own maximum out-of-pocket (MOOP) limits below the 2026 federal in-network ceiling of $9,250. Most Minnesota MA plans have MOOPs ranging from $4,500 to $6,750 in 2026. Original Medicare has no MOOP at all, which is why many Minnesotans buy a Medigap policy to cap their exposure. If you have significant ongoing health needs and expect high utilization, compare the total annual cost of an MA plan (premium times 12 plus expected MOOP) against the total annual cost of Medigap plus Part D.
Minnesota Medicare beneficiaries who use Mayo Clinic in Rochester or Essentia Health in Duluth should verify network access carefully. Mayo Clinic participates in some MA networks but not all, and its out-of-network status in a given MA plan can result in significant cost-sharing. Original Medicare plus a Medigap policy typically provides broader access to Mayo Clinic without prior authorization. If you split time between Minnesota and another state, or if your primary specialist is at a major regional health system, Original Medicare plus Medigap may offer better cost predictability.
How Star Ratings work in Minnesota Medicare Advantage
Minnesota Medicare Advantage Star Ratings, like all state markets, are published by CMS every October, rating plans 1 to 5 stars based on roughly 40 quality measures: management of chronic conditions, customer service, member complaints, and Part D drug safety metrics. Plans that earn 4 or more stars receive quality bonus payments from CMS, which fund richer benefits the following plan year. Plans earning 5 stars trigger a Special Enrollment Period, allowing any Medicare beneficiary to switch into them at any time outside of AEP.
Minnesota's 2026 statewide average Star Rating is approximately 4.0, above the national average of roughly 3.8. Blue Cross and Blue Shield of Minnesota holds a 4.5-star rating for 2026 and is the state's largest carrier. HealthPartners and UnitedHealthcare also hold 4.5-star ratings in Minnesota, making this state one of the highest-performing MA markets in the country by quality metrics. Medica holds a 3.5-star rating in Minnesota for 2026. The higher Star Ratings across Minnesota's nonprofit carriers reflect the state's integrated care delivery culture and strong member satisfaction outcomes.
How to enroll in Minnesota Medicare Advantage
Minnesota residents enrolling in Medicare Advantage in 2026 follow the same federal process as the rest of the country, but with Minnesota-specific carrier and county options reflecting the 2026 market changes. Use medicare.gov/plan-compare as your starting point. CMS publishes a personalized plan-finder tool keyed to your ZIP code, showing exactly which plans are available in your Minnesota county along with premiums, out-of-pocket limits, formularies, and Star Ratings. Given that Minnesota's market contracted significantly in 2026, verifying plan availability by ZIP code is especially important before beginning your application.
- Step 1: Confirm Medicare Part A and Part B eligibility. Minnesota residents must already be enrolled in both Parts A and B before joining any MA plan. If you are newly turning 65, your Initial Enrollment Period begins 3 months before your birthday month. Check your Medicare eligibility status at medicare.gov or call 1-800-MEDICARE.
- Step 2: Gather your documents. You will need your Medicare card (showing your Medicare number and Part A and Part B effective dates), your ZIP code for plan availability lookup, a list of your current prescriptions (drug name, dosage, frequency) for formulary comparison, a list of your current doctors and preferred hospitals for network verification, and your Medicaid card or Medical Assistance information if you are dual-eligible and considering an MSHO plan.
- Step 3: Compare plans at medicare.gov/plan-compare. Enter your ZIP code and filter by plan type (HMO or PPO), Star Rating, monthly premium, total estimated annual cost, and maximum out-of-pocket. Minnesota residents should also consider calling the Senior LinkAge Line at 1-800-333-2433 for free, unbiased plan comparison help from trained counselors who specialize in the Minnesota market, including the 2026 UCare transition and MSHO enrollment.
- Step 4: Apply. You can enroll directly through medicare.gov, by calling 1-800-MEDICARE (1-800-633-4227), or directly through the carrier (Blue Cross and Blue Shield of Minnesota, UnitedHealthcare, HealthPartners, Medica, Humana, or Aetna). Most online enrollments take 10 to 15 minutes. Apply during AEP (October 15 to December 7) for January 1 coverage, or during your IEP if newly turning 65.
- Step 5: Confirm coverage start date and review your Evidence of Coverage. AEP enrollments start January 1, 2027. SEP enrollments typically start the first of the month after you enroll. You will receive a member ID card and Evidence of Coverage (EOC) from the carrier within 7 to 10 business days. Review the EOC carefully to understand your copays, network requirements, prior authorization rules, and drug formulary for your Minnesota plan. Common reasons Minnesota MA applications are delayed or denied: (1) not yet enrolled in Medicare Part A and Part B, (2) ZIP code falls outside the plan's 2026 Minnesota service area (especially relevant given 2026 carrier reductions), (3) missing Medical Assistance documentation for MSHO D-SNP applications, (4) identity verification issues or name mismatch between Medicare records and application, (5) applying for an SNP plan without meeting the required qualifying condition or dual-eligibility status.
$0 premium plans in Minnesota for 2026
Minnesota does have $0 monthly premium Medicare Advantage plans available in 2026, primarily through Medica and select UnitedHealthcare offerings, concentrated in the Twin Cities metro area. $0 premium does NOT mean $0 cost: you still pay the Part B premium ($202.90 per month in 2026), any drug copays, deductibles, and out-of-pocket costs up to your plan's maximum. Given that Minnesota's 2026 average premium ($72/mo) is elevated, $0 premium plans stand out, but Minnesota's $0 plans tend to have higher MOOPs ($6,000 to $6,750) than plans with monthly premiums. The 98% of Minnesota Medicare beneficiaries with access to a $0 premium plan must compare total annual costs, not just the $0 headline.
$0 premium plans in Minnesota for 2026 detail| Carrier | Plan Type | Star Rating | Counties Available |
|---|
| Medica DUAL Solution (MSHO) | HMO-POS D-SNP | 3.5 | 12 metro-area counties (dual-eligible only) |
| UnitedHealthcare | HMO | 4.5 | Select Twin Cities metro ZIP codes |
| Humana | HMO | 4.0 | Select southern MN and Twin Cities suburbs |
| Aetna | HMO | 4.0 | Select Twin Cities metro counties |
| HealthPartners (MSHO) | HMO D-SNP | 4.5 | Anoka, Hennepin, Ramsey, Dakota and select metro counties (dual-eligible only) |
Minnesota $0 premium plan availability sample for 2026. Full list at medicare.gov/plan-compare keyed to your ZIP code. Star Ratings reflect 2026 plan year. MSHO plans are $0 for dual-eligible enrollees only.
Source: CMS Medicare Plan Finder Q4 2025, Minnesota 2026 plan data
Special Needs Plans in Minnesota: MSHO, C-SNPs, and I-SNPs
Minnesota Medicare Advantage offers 17 Special Needs Plans (SNPs) for 2026, covering three categories. Dual Special Needs Plans (D-SNPs) serve Minnesota seniors who qualify for both Medicare and Medical Assistance (Medicaid); these are delivered through the MSHO program and offered by Blue Cross and Blue Shield of Minnesota (SecureBlue), HealthPartners, and Medica. D-SNPs in Minnesota typically carry $0 premiums, $0 copays for most services, and include care coordination for complex needs. Chronic Condition SNPs (C-SNPs) target enrollees with specific conditions such as diabetes, chronic heart failure, or end-stage renal disease and offer tailored clinical programs. Institutional SNPs (I-SNPs) serve beneficiaries in long-term care facilities.
Minnesota Medical Assistance (Medicaid) income eligibility for D-SNP MSHO enrollment is determined by the Minnesota Department of Human Services. Dual-eligible seniors do not need to verify income for the MA component; eligibility flows automatically from their Medical Assistance enrollment. For questions about whether you qualify for Medical Assistance and MSHO, contact the Minnesota Department of Human Services or call the Senior LinkAge Line at 1-800-333-2433. Qualifying for Medical Assistance in Minnesota may also unlock eligibility to enroll in or switch MA plans on a quarterly basis outside of the standard AEP window.
Frequently Asked Questions
How many Medicare Advantage plans are available in Minnesota in 2026?
Minnesota has 81 Medicare Advantage plans available statewide in 2026, down from 100 in 2025. The reduction reflects UCare's exit from the MA market entirely (affecting 158,000 members), HealthPartners withdrawing from 46 outstate counties, and UnitedHealthcare scaling back in approximately 45 rural counties. The exact number available in your area depends on your county and ZIP code. Urban Hennepin and Ramsey counties offer 25 or more plans; rural northern counties may have only 6 to 10. Use medicare.gov/plan-compare to see your exact options.
What is the average Medicare Advantage premium in Minnesota for 2026?
The average Medicare Advantage premium in Minnesota for 2026 is approximately $72 per month, compared to the national MA average of about $14 per month. Minnesota's premiums are elevated due to its nonprofit-dominated, higher-cost carrier landscape. Blue Cross and Blue Shield of Minnesota plans average around $112 per month; UnitedHealthcare averages about $42; HealthPartners averages about $61; Medica averages around $35 for non-MSHO plans. About 98% of Minnesota Medicare beneficiaries still have access to at least one $0 premium plan, though $0 plans in Minnesota typically carry higher maximum out-of-pocket limits.
When can I sign up for Medicare Advantage in Minnesota?
The main enrollment window is the Annual Election Period (AEP) from October 15 to December 7, 2026, for coverage starting January 1, 2027. You can also enroll during your 7-month Initial Enrollment Period around your 65th birthday, or during a Special Enrollment Period triggered by events like moving, losing employer coverage, or qualifying for Minnesota Medical Assistance (dual-eligible). Existing MA enrollees can switch plans during the MA Open Enrollment Period (January 1 through March 31, 2026). Minnesota seniors affected by UCare's 2026 exit received SEPs to find new coverage.
Who has the best Medicare Advantage plans in Minnesota?
Blue Cross and Blue Shield of Minnesota, HealthPartners, and UnitedHealthcare all hold 4.5-star CMS ratings for 2026, the highest in the state. Blue Cross MN is the largest carrier with approximately 200,000 enrollees and the most statewide coverage. HealthPartners offers strong integrated care in the Twin Cities metro. UnitedHealthcare offers the lowest average premium ($42/mo) among highly-rated carriers but reduced its service area for 2026. Medica is the top choice for dual-eligible seniors seeking MSHO plans ($0 premium). The best plan depends on your county, your providers, your medications, and whether you are dual-eligible.
Can I switch from Medicare Advantage back to Original Medicare in Minnesota?
Yes. You can switch back during the Annual Election Period (October 15 through December 7) or the Medicare Advantage Open Enrollment Period (January 1 through March 31, 2026). Returning to Original Medicare does not automatically guarantee you can buy a Medigap policy in Minnesota: Medigap insurers are generally not required to sell you a plan outside your initial Medigap open enrollment window unless you have a guaranteed issue right. Minnesota does not have a Medigap birthday rule like California, so plan carefully if you are leaving MA after your initial enrollment period.
What is the difference between an HMO and a PPO in Minnesota Medicare Advantage?
HMOs (approximately 48 of Minnesota's 81 plans) require you to use in-network providers and generally need a primary care referral to see a specialist. They offer lower premiums (statewide median around $50 to $68 per month) and are the dominant plan type in Minnesota. PPOs (approximately 18 plans) let you see out-of-network providers at a higher cost share and do not require referrals, but charge higher premiums (median around $85 per month). In Minnesota, HMO networks include major systems like Allina Health, M Health Fairview, and Park Nicollet. If you use Mayo Clinic in Rochester, verify whether your MA plan covers it in-network before enrolling.
Does Medicare Advantage cover prescription drugs in Minnesota?
Most Minnesota Medicare Advantage plans include Part D prescription drug coverage built in (called MA-PD plans). The 2026 Part D annual out-of-pocket maximum is $2,100 per plan year, set by the Inflation Reduction Act. Insulin is capped at $35 per month. Always check the plan's formulary to confirm your specific medications are covered at an affordable tier. Minnesota seniors who take high-cost specialty drugs should also check whether their pharmacy is in the plan's network, as non-preferred pharmacy tier costs can vary significantly.
Are dental, vision, and hearing covered by Medicare Advantage in Minnesota?
Most Minnesota Medicare Advantage plans include some level of dental, vision, and hearing benefits that Original Medicare does not cover. Coverage varies widely: some plans cover only preventive cleanings and annual eye exams, while others cover crowns, hearing aids, and prescription eyewear. Blue Cross and Blue Shield of Minnesota and HealthPartners plans typically offer more comprehensive supplemental benefits reflecting their nonprofit mission. Check each plan's Evidence of Coverage for annual benefit limits, covered services, and network dental providers before enrolling.
What is a Special Needs Plan (SNP) and who qualifies in Minnesota?
Special Needs Plans (SNPs) are Medicare Advantage plans designed for people with specific conditions or situations. Minnesota offers three types in 2026. Dual Special Needs Plans (D-SNPs) serve people who qualify for both Medicare and Minnesota Medical Assistance (Medicaid); in Minnesota these are delivered through the MSHO program and feature $0 premiums and comprehensive coordination of both programs. Chronic Condition SNPs (C-SNPs) target people with specific conditions like diabetes or chronic heart failure. Institutional SNPs (I-SNPs) serve beneficiaries residing in long-term care facilities. Minnesota has 17 SNP plans total in 2026, available primarily in the Twin Cities metro area for D-SNPs. To check eligibility, call the Senior LinkAge Line at 1-800-333-2433 or visit mn.gov/dhs.
